- Minor Home Loan Repair Program - provides loans to homeowners of single family dwelling units and mobile homes. To be eligible, homes must be owner-occupied single-family units or mobile home units in which the land is also owned and located within the City of Carlsbad. Manual and Application.
The maximum loan amount that a household may borrow are as follows:
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Single Family Homes
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Mobile Home (Land Owned)
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$25,000
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$10,000
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Due and payable upon sale, transfer, or default
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Due and payable upon sale, transfer, or default
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3% Simple Interest, due and payable upon sale, transfer, or default
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0%
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- San Diego County’s Down Payment Closing Costs Assistance - Low-income, first-time homebuyers may qualify for a low-interest, deferred payment loan of up to 22% of the purchase price for down payment assistance and 4%, up to $10,000 in closing costs assistance.
- SDHC First-Time Homebuyer Low-Income Program can assist with the purchase of a single-family home, townhome or condominium in the City of San Diego. Eligible buyers earning no more than 80 percent of San Diego’s Area Median Income may qualify for a deferred-payment, second trust deed loan of up to 25 percent of the purchase price, with the interest rate set at 3 percent, and a closing cost assistance grant of up to $10,000.
